Author Archives: Bret Barattini

If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight […]

Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with our team at Rise Up Real Estate Group. As a local real estate professional with plenty of experience helping people in the past, we can help you make […]

Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying […]

If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how […]

A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: […]

In this article: What Do Mortgage Lenders Look for on Your Credit Report? How Do Lenders Assess Your Income? Do Mortgage Lenders Consider Your Assets? What Do Lenders Require for a Down Payment? Keep an Eye on Your Credit You’ve found your dream home and you’re ready to make what’s probably the biggest purchase of […]

How to get a mortgage rate that’s as low as possible. At this time last year, 30-year mortgage rates sat at a little over 3%, but now, they’re over 5%. And some pros say we may see more interest rate increases this year, which makes locking in the lowest rate on a new loan appealing. […]

Mortgage rates continue to push higher, but home buyers aren’t spooked. Mortgage applications for home purchases moved 5% higher last week compared to the previous week, and buyer competition remains elevated in many markets. Even as costs rise, buyers remain focused on their homeownership aspirations. The 30-year fixed-rate mortgage rose to a 5.30% average last […]

Here’s how to make sense of this crazy housing market We are at the point of the economic cycle where I really just get two questions: Are we going into recession and are home prices about to fall? I am going to do my best to try to make sense of what is happening with […]

It seems like every media outlet, and perhaps every person on Earth, is debating if the housing market is going to crash soon. While the truth is that no one really knows what’s going to happen, we can examine data and attempt to determine what is most likely to happen.  Personally, I don’t believe a […]